The cost of home healthcare services varies depending on factors like location and care needs. If you have savings worth more than £23,250 or own your own property, you are not entitled to help with home care costs from your local council and will be paying for your home care out of pocket.
If you cannot afford to pay for home healthcare, you can ask your council for a financial assessment, which will look at your income and assets to determine if you qualify for financial assistance. The financial assessment considers income like pensions and benefits, and capital, like savings. If you qualify for support, the financial assessment determines your contribution toward the cost of care services. If the assessment finds you need assistance, the council can either arrange care services for you or provide a direct payment so you can arrange your own care.
If your capital falls below £23,250, your local council might be able to help with care costs. Contact your local council about 3 months before you think your savings will drop below this limit.
There are also some services the council has to provide for free, regardless of your income or if you are paying for your care. This can include small equipment or home adaptations that cost less than £1,000 and NHS care, like NHS continuing healthcare, NHS-funded nursing care, and care after illness or hospital discharge.
You may also be eligible for benefits like Attendance Allowance and Personal Independence Payment (PIP), which are not means-tested. You can use these to pay towards your care costs.
MSH Healthcare's Private Rates
If you do not qualify for council funding or other financial assistance, we offer private rates for care, which currently stand at:
30 minutes: £16.52
45 minutes: £21.72
60 minutes: £28.14
90 minutes: £42.22
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